Buying Property on Portugal’s Silver Coast in Portugal

Complete guide for foreign buyers

Portugal’s Silver Coast (Costa de Prata) has in recent years grown into one of the most attractive regions for foreign property buyers. Authentic Portuguese life, beautiful beaches, good accessibility and excellent value for money make this region particularly popular with international buyers.

This guide is written for foreign buyers who are considering buying property on Portugal’s Silver Coast and who want to be guided professionally, safely and well-informed throughout the process.

What is the Silver Coast in Portugal?

The Silver Coast, in Portuguese Costa de Prata, is located north of Lisbon and stretches along the Atlantic Ocean. The region includes, among others:

  • São Martinho do Porto
  • Nazaré
  • Alcobaça
  • Caldas da Rainha
  • Foz do Arelho
  • Alfeizerão and surrounding villages

The Silver Coast is known for its authentic character, lower property prices compared to the Algarve and a high quality of life.

Why do foreign buyers choose the Silver Coast?

More and more foreign buyers consciously choose the Silver Coast instead of the busier regions in Portugal. The main reasons are:

  • Authentic Portugal: no mass tourism, but real villages and towns
  • Affordable property: better value for money than the Algarve or Lisbon
  • Beautiful nature: beaches, cliffs, lagoons and green hills
  • Good accessibility: easily accessible from Lisbon Airport
  • Suitable for living and investing: strong rental and growth potential

The region is ideal for a second home, a permanent move or a property investment.

How does buying property in Portugal work as a foreigner?

The purchasing process in Portugal differs from that in many other countries. For foreign buyers, professional guidance is therefore essential.

Step 1: Orientation and budget determination

Together with your real estate agent you determine your budget, region and type of property. This also takes into account additional costs.

Step 2: Legal preparation

Before you buy a home, you will need, among other things:

  • A Portuguese tax number (NIF)
  • A Portuguese bank account
Step 3: Viewings and selection

Your agent selects suitable properties and guides you during the viewings.

Step 4: Negotiation

In Portugal, negotiating is common. A local agent helps you obtain a fair price.

Step 5: Preliminary purchase contract (CPCV)

After agreement, a preliminary purchase contract is drawn up, usually with a deposit.

Step 6: Notarial transfer

The purchase is officially completed at the notary, after which you become the owner.

What costs are involved in buying property in Portugal?

In addition to the purchase price, you should take into account:

  • Transfer tax (IMT)
  • Stamp duty (Imposto de Selo)
  • Notary fees
  • Registration fees
  • Possible lawyer’s fees

Portimmo informs foreign buyers transparently about all costs in advance.

Why work with a local real estate agent on the Silver Coast?

A local real estate agent is crucial for foreign buyers because:

  • The Portuguese market is strongly locally organized
  • Not all properties are publicly listed online
  • Legal and administrative differences are significant
  • Local knowledge is essential for accurate price assessment

Portimmo is locally established on the Silver Coast and specializes in foreign buyers.

Common pitfalls for foreign buyers

Without professional guidance, foreign buyers run the risk of:

  • Incomplete legal information
  • Incorrect price assessment
  • Insufficient knowledge of the building and permit status
  • Unrealistic expectations

An experienced agent helps avoid these pitfalls.

How does Portimmo guide foreign buyers?

Portimmo is an international real estate agency on Portugal’s Silver Coast, specialized in guiding foreign buyers.

We guide our customers:

  • From the first introduction to the notarial deed
  • With clear explanations of the purchasing process
  • In multiple languages
  • With local market knowledge and reliable partners

Our approach is personal, transparent and professional.

Is the Silver Coast suitable for investment?

Yes. The Silver Coast offers interesting opportunities for:

  • Long-term value growth
  • Holiday rentals
  • Permanent rentals

Due to the growing international interest, the region remains attractive for investors.

Buying property on the Silver Coast with confidence

Buying property in Portugal is an important step. With the right guidance, it becomes a safe and positive experience.

Portimmo helps foreign buyers with knowledge, transparency and local expertise when purchasing property on Portugal’s Silver Coast.

Would you like personal advice or to discuss your plans? Feel free to contact Portimmo for a no-obligation conversation.